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Transparency & Trust

Looma Legal

Your source for all terms, policies, and legal information that keep Looma safe and transparent.

1. Terms 2. Privacy 3. User Policy 4. Copyrights 5. Cookies 6. Account & Billing 7. Zero Tolerance 8. Child Safety 9. Minor Consent 10. AI Content
Legal Documents
1 Terms & Conditions 2 Privacy Policy 3 User Policy 4 Copyrights 5 Cookies 6 Account & Billing 7 Zero Tolerance 8 Child Safety 9 Minor Consent & Age Verification 10 AI-Generated Content

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1 Terms and Conditions

Welcome to Looma. These Terms and Conditions ("Terms") govern your access to and use of the Looma platform, website, and mobile applications (collectively, "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you may not use the Services.

1.1 Eligibility

You must be at least 12 years old to use Looma. Users under the age of 16 are required to obtain verifiable parental or guardian consent before accessing the platform. By using Looma, you represent and warrant that you meet these age requirements and that any information you provide, including your age, is accurate and complete.

Looma operates a tiered access model based on age. The features and content available to you are determined by your verified age tier. Misrepresenting your age to access features or content outside your permitted tier is a violation of these Terms and may result in immediate account termination.

1.2 User Responsibilities

You are solely responsible for the content you post and your interactions with others on Looma. You agree not to use Looma for any unlawful purpose, to violate any rights of others, or to engage in harassment, spam, or harmful conduct.

1.3 Content Ownership

You retain ownership of any content you create or share on Looma. By posting content, you grant Looma a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and distribute your content solely in connection with operating and promoting the Services.

1.4 Account Termination

Looma reserves the right to suspend or terminate your account at any time, without notice, if we believe you have violated these Terms or engaged in conduct that harms the community or the integrity of the Services.

1.5 Modifications

We may modify these Terms from time to time. If changes are material, we will notify you by posting the updated Terms on our website or through the app. Your continued use of the Services after such changes constitutes acceptance of the revised Terms.

1.6 Disclaimer

The Services are provided "as is" and "as available" without warranties of any kind. Looma disclaims all warranties, express or implied, including merchantability and fitness for a particular purpose.

1.7 Limitation of Liability

To the maximum extent permitted by law, Looma and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Services.

1.8 Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Looma operates, without regard to its conflict of law principles.

1.9 Contact

If you have any questions about these Terms, please contact us at legal@looma.social.

  • Respect others and foster positive community interactions.
  • You retain full rights to your content, with a license granted for platform use.
  • We reserve the right to enforce our policies to protect users.
  • Terms may be updated periodically to reflect new legal or platform changes.

2 Privacy Policy

Looma is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you use our Services.

2.1 Information We Collect

We may collect personal data such as your name, email address, phone number, and location, as well as content you upload, messages you send, and technical data such as device information and IP address.

2.2 How We Use Your Information

Your data is used to provide and improve the Services, facilitate communication, ensure user safety, and personalize your experience. We may also use anonymized data for analytics and product development.

2.3 Sharing of Information

We do not sell your personal data. We may share information with trusted service providers who support our platform, or when legally required by law enforcement or regulatory authorities.

2.4 Data Retention

We retain your information as long as necessary to provide the Services and as required by law. You may request deletion of your data by contacting us, subject to certain limitations.

2.5 Security

We take reasonable steps to protect your data using industry-standard encryption and security practices. However, no system is completely secure, and we cannot guarantee absolute protection.

2.6 Your Rights

You have the right to access, correct, or delete your personal data. You may also object to or restrict certain data uses, and withdraw consent where applicable by law.

2.7 Children's Privacy and Data Minimization

Looma does not knowingly collect information from children under the age of 12. If we learn we have done so, we will take immediate steps to delete such information and disable the associated account.

For users between the ages of 12 and 15, we apply strict data minimization principles. We collect only the data necessary to operate the platform safely for that age group. We do not collect precise location data, do not serve behaviorally targeted advertising, and do not share data with third parties for marketing purposes for these users.

Users aged 13 to 15 require verifiable parental or guardian consent before account activation. A consent request is sent to the parent or guardian email provided at registration. Accounts where consent is not granted within 7 days are automatically disabled. Parents and guardians may withdraw consent at any time by contacting us at privacy@looma.social, which will result in the account being disabled and the minor's data being queued for deletion.

Minors and their parents or guardians have the right to access, correct, or request deletion of the minor's personal data at any time. Requests should be directed to privacy@looma.social.

2.8 Age Verification Data Handling

Looma does not store age verification signals received from device operating-system platforms. When an age signal is received from Apple App Store or Google Play, it is used immediately to determine the user's safety tier. Only the resulting tier assignment, verification source, and verification status are stored — not the underlying signal data. Raw age signals are never persisted.

For users verified through credit card validation, Looma stores only the verification status. Card data is processed entirely by Stripe. Looma does not store card numbers, expiry dates, or any payment instrument details.

For users verified through community vouching, Looma stores the vouch relationship record (voucher account reference, declared relationship context, and timestamp). No identity documents are collected or stored as part of the vouching process.

For users verified through identity verification, Looma stores only the resulting verification status. Identity document data is processed by the identity verification provider. Looma does not store document images, document numbers, or biometric data.

Where an operating-system age signal is unavailable for any reason — platform, region, or otherwise — users are placed in Unverified status by default. Full platform access is only granted through independent verification. Signal unavailability cannot result in elevated access under any circumstances.

In all cases, Looma stores the minimum data necessary to maintain accurate safety tier assignment and nothing more. Users may contact privacy@looma.social to request confirmation of what age-related data is held against their account.

2.9 Changes to This Policy

We may update this Privacy Policy periodically. We will notify users of significant changes by updating the policy on our website and noting the effective date.

2.10 Contact

For questions about this Privacy Policy or your data, please contact us at privacy@looma.social.

  • Your data is used to improve your Looma experience, not sold to third parties.
  • Age verification signals are never stored. Only the resulting tier status is retained.
  • You can manage or delete your personal data at any time.
  • We adhere to industry best practices for data protection and security.
  • Updates to this policy will be communicated clearly to users.

3 User Policy

The Looma User Policy is designed to promote respectful and constructive interactions while protecting users and communities. By using Looma, you agree to adhere to the following guidelines and responsibilities.

3.1 Acceptable Use

You agree to use Looma only for lawful purposes and in a way that does not infringe upon the rights or restrict the use of others. Harassment, hate speech, impersonation, and the spread of misinformation are strictly prohibited.

3.2 Community Standards

Users must follow Looma's community guidelines, which are intended to foster healthy, inclusive, and respectful environments. Content or behavior that violates these standards may be moderated or removed.

3.3 Prohibited Conduct

Prohibited activities include spamming, exploiting security vulnerabilities, reverse engineering our platform, distributing malicious software, or engaging in any conduct that could harm the platform or its users.

3.4 User-Generated Content

While users retain ownership of their content, Looma may moderate or remove posts that violate this policy. Content must not include illegal material, violent threats, or sexually explicit content.

3.5 Reporting Violations

We encourage users to report inappropriate behavior or content. Looma reviews reports promptly and takes appropriate action, which may include warnings, content removal, or account suspension.

3.6 Account Security

Users are responsible for maintaining the confidentiality of their login credentials. You agree to notify Looma immediately of any unauthorized use of your account or suspected breach of security.

3.7 Enforcement

Violations of this policy may result in suspension or termination of your account. We reserve the right to investigate and take legal action against conduct that violates these rules or the law.

3.8 Contact

To report abuse or violations of this User Policy, contact us at safety@looma.social.

  • Respectful conduct is required across all interactions and content.
  • Harassment, spam, and illegal content will not be tolerated.
  • Report violations to help keep Looma a safe space.
  • Continued abuse may lead to suspension or permanent ban.

4 Copyrights

All content and materials on Looma, including text, graphics, logos, icons, images, audio clips, video, and software, are the property of Looma or its content suppliers and are protected by international copyright laws.

4.1 Ownership

Looma and its licensors retain all intellectual property rights in the platform. Users may not copy, reproduce, modify, distribute, or create derivative works from any part of the platform without express written permission.

4.2 User Content

Users retain ownership of their original content posted to Looma. By sharing content on the platform, you grant Looma a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and display the content solely to provide and promote the Services.

4.3 Copyright Infringement

Looma respects the intellectual property rights of others and expects its users to do the same. If you believe your work has been used in a way that constitutes copyright infringement, please contact us with the necessary details.

4.4 Reporting

To report copyright violations, email legal@looma.social with a detailed description of the copyrighted work and the alleged infringing content. We will review and respond promptly in accordance with applicable law.

  • All platform content is protected under copyright law.
  • Users own their content but grant Looma rights to display and use it.
  • We take copyright violations seriously and investigate all claims.
  • Infringing content will be removed promptly upon valid notice.

5 Cookies

This Cookie Policy explains how Looma uses cookies and similar technologies to recognize you when you visit our website or use our app. It describes what these technologies are, why we use them, and your rights to control their use.

5.1 What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help us recognize your browser and remember your preferences over time.

5.2 Types of Cookies We Use

Essential Cookies: Necessary for the website to function properly.

Performance Cookies: Help us understand how users interact with our site by collecting usage data anonymously.

Functional Cookies: Remember choices you've made (e.g., language or region).

Targeting/Advertising Cookies: Used to deliver content tailored to your interests.

5.3 How We Use Cookies

We use cookies to personalize content, improve user experience, analyze site traffic, and serve targeted advertisements. Some cookies are set by third-party services that appear on our pages.

5.4 Your Choices

You have the right to accept or reject cookies. You can modify your browser settings to decline cookies if you prefer. Please note that some features of our Services may not function properly without them.

5.5 Third-Party Cookies

Some cookies may be placed by third parties, such as analytics providers and advertising partners. We do not control these cookies and recommend checking their policies for more information.

5.6 Updates to This Policy

We may update this Cookie Policy periodically. Changes will be posted with a revised effective date.

5.7 Contact

If you have questions about our use of cookies, please contact us at privacy@looma.social.

  • Cookies help us improve Looma's performance and personalization.
  • You can manage or disable cookies in your browser settings.
  • Some third-party cookies may be outside our control.
  • We will notify users of significant changes to this policy.

6 Account & Billing

This section explains how user accounts and billing-related services operate on Looma, including subscriptions, payments, and refunds where applicable.

6.1 Account Creation

To access certain features, users must create an account using accurate and complete information. You are responsible for keeping your credentials secure and for all activities under your account.

6.2 Subscription Services

Some Looma features may be offered as premium subscriptions. These services are billed on a recurring basis and will renew automatically unless canceled before the end of the billing cycle.

6.3 Payment Processing

Payments are securely processed through our authorized third-party providers. Looma does not store complete payment details on our servers.

6.4 Refunds

Refund requests are handled on a case-by-case basis. To request a refund, contact billing@looma.social with the transaction details and reason for your request.

6.5 Account Termination

You may close your account at any time through your settings. Looma may suspend or terminate your account for violations of our terms or suspected fraud without prior notice.

6.6 Changes to Billing Terms

We reserve the right to modify pricing or billing practices. If changes occur, we will notify affected users in advance through email or in-app notifications.

  • Manage subscriptions and billing from your account settings.
  • All payments are securely processed by certified providers.
  • You can cancel subscriptions at any time to avoid future charges.
  • Contact support for refund inquiries or billing issues.

7 Zero Tolerance Policy

Looma maintains a strict Zero Tolerance Policy regarding abuse, discrimination, threats, and any form of harmful or illegal behavior on our platform. We are committed to providing a safe and respectful environment for all users.

7.1 Prohibited Conduct

This includes, but is not limited to:

  • Hate speech, harassment, and targeted abuse.
  • Sexual exploitation, child endangerment, and non-consensual explicit content.
  • Violent threats or content promoting self-harm or harm to others.
  • Illegal activities, including drug trafficking or fraudulent schemes.

7.2 Enforcement

Violations of this policy will result in immediate account suspension or permanent ban. We cooperate fully with law enforcement when required and report serious infractions as necessary.

7.3 Reporting

If you witness or experience any violations of this policy, report them through the in-app reporting tools or by emailing safety@looma.social. All reports are taken seriously and investigated promptly.

8 Child Safety Standards

Looma is committed to protecting minors online and upholding the highest standards of child safety. We maintain a strict zero-tolerance policy toward child sexual abuse material (CSAM), exploitation, or any behavior that endangers young users.

8.1 Zero Tolerance for Exploitation

We do not permit any content, communication, or activity that exploits or endangers children. Violations will result in immediate removal and reporting to relevant law enforcement or child protection agencies.

  • Strict prohibition of CSAM and grooming behavior.
  • Instant account termination for any attempt to harm or exploit minors.
  • Mandatory reporting of credible threats or violations.
  • Adults cannot initiate direct messaging or calls with users who have not mutually followed each other, providing an additional barrier to unsolicited contact with minors.

8.2 Age Restrictions

Looma is intended for users aged 12 and older. Accounts belonging to children under 12 are blocked at the point of registration and removed immediately if identified. Users who are blocked due to age restrictions cannot create new accounts while the restriction is in effect.

8.3 Tiered Access by Age

Looma operates a tiered safety model. Features such as direct messaging, calling, and access to certain content categories are restricted based on a user's verified age. Users aged 12 to 15 have the most restricted access. Users aged 16 to 17 have supervised or independent minor access. Full platform features are available only to verified adults aged 18 and over. For a full breakdown of what each tier can access, see Section 9.

8.4 Detection & Moderation

We use AI moderation tools, image scanning, and human review to detect and remove harmful or exploitative content. All text content is screened in real time before publication or delivery. Our systems prioritize protection of vulnerable users and flag violations for immediate action.

8.5 Reporting & Contact

If you encounter any content or behavior that puts a child at risk, report it using the in-app tools or email safety@looma.social. Our designated child safety contact is childsafety@looma.social. All reports are taken seriously and handled confidentially.

9 Minor Consent & Age Verification

Looma takes its obligations regarding minors seriously under the EU General Data Protection Regulation (GDPR), the Digital Services Act (DSA), applicable US state legislation including Texas SB 2420, and equivalent child protection legislation in other jurisdictions. This section explains how we verify age, obtain parental consent, and enforce access restrictions by age tier.

9.1 How We Determine Age

Looma uses a layered verification system. No single method is required to succeed, but full adult-tier access requires at least one of the four independent verification methods to be completed. Self-declaration alone is never sufficient for full access.

Operating-System Age Signal (Primary). Where available, Looma reads age data from the user's Apple App Store or Google Play account. These platform signals are treated as the highest-confidence verification source and are the primary method used wherever they are available.

Credit Card Validation. Where OS signals are unavailable, adults may verify through a Stripe-processed payment-method check. A $0 authorization or refundable hold confirms the user controls a working adult payment method. Looma stores only the resulting verification status. Card data is processed by Stripe and never stored by Looma.

QR Proximity Vouching. Adults without a card may be verified through in-person community vouching. The user generates a one-time QR code protected by screen security. A verified adult scans it in person and completes a structured declaration of their relationship to the user. One vouch from an identity-verified user, or three vouches from card-verified users, grants full verification. Users verified through vouching cannot themselves vouch for others.

Identity Verification. Users may complete identity verification through Looma's verification provider for the highest-trust pathway. Looma stores only the resulting verification status. Document data and biometric data are processed by the verification provider and are never stored by Looma.

Where no verification method can be completed, for any reason on any platform or in any region, the user is placed in Unverified status. Unverified accounts may browse public feeds in read-only mode but cannot follow, message, create content, participate in communities, or access governance functions. This is the default fail-safe state. Signal unavailability never results in elevated access.

9.2 Age Tiers and Feature Access

Access to features on Looma is governed by the following age tiers:

  • Under 12 (Blocked): Registration is not permitted. Accounts identified as belonging to users under 12 are immediately disabled.
  • 12-15 (Restricted): The Commons only. No social feed, no direct messaging, no calling, no content creation, no social graph. 30-minute daily cap enforced.
  • 16 (Supervised): Friends Feed unlocked within a closed peer network. Messaging with mutual contacts only. No commenting, no public feed. 45-minute daily cap.
  • 17 (Independent Minor): Chronological public feed. Full open social graph. Commenting and sharing enabled. Marketplace remains restricted. 45-minute daily cap.
  • 18+ (Adult): Full platform access subject to verification. Configurable 60-minute daily browsing cap retained.
  • Unverified (self-declared 18+ without verification): Public feeds in read-only mode. No interaction, following, messaging, or governance participation until verification is completed.

9.3 Parental Consent for Under-16 Users

In accordance with GDPR Article 8 and equivalent legislation, users under the age of 16 require verifiable parental or guardian consent to use Looma. During registration, users under 16 are required to provide a parent or guardian email address. Looma sends a consent request to that email containing a time-limited verification link.

Accounts remain inactive until consent is granted. If consent is not provided within 7 days, the consent token expires and the account is automatically disabled. Parental consent can be withdrawn at any time by contacting privacy@looma.social. Upon withdrawal, the minor's account is disabled and their personal data is queued for deletion in accordance with our data retention policy.

9.4 Verification Source and Trust Levels

Looma records the tier assignment, verification source, and verification status for each account. Raw verification data is never stored. The trust level applied to each source is as follows:

  • OS-level signal (Apple/Google): Highest trust. Used as primary source where available.
  • Identity verification: Highest trust. Full adult-tier access granted.
  • Single vouch from identity-verified user: High trust. Full adult-tier access granted.
  • Credit card validation: Medium-high trust. Full adult-tier access granted.
  • Three vouches from card-verified users: Medium-high trust. Full adult-tier access granted.
  • Self-declared only (Unverified): No trust. Read-only access only. No interaction capability.

9.5 Re-verification

Looma periodically re-checks age signals from the device platform. If a re-check returns a result inconsistent with the user's stored age tier, the account may be flagged for review and access may be temporarily restricted pending resolution.

9.6 Community Oversight: Report-as-Minor

Verification is treated as an ongoing process, not a one-time event. Every profile, conversation, and community member list includes a dedicated "Report as Minor" option, separate from content reports. Any user may flag an account they believe belongs to someone under 18.

When an account is flagged, it is immediately downgraded to Unverified status and the account holder receives a re-verification prompt within 24 hours. Successful re-verification restores access. Failure to re-verify within 7 days results in account closure or routing to the parent sub-profile pathway. Reports are handled confidentially and the reporting user's identity is not disclosed to the reported party.

9.7 Screen Time and Usage Limits for Minors

Looma enforces mandatory usage limits and forced break intervals for all minor users. These limits are applied automatically based on the user's age tier and cannot be disabled by the user. The limits are designed to comply with emerging regulatory requirements around addictive design and screen time for minors.

9.8 Contact for Consent and Verification Queries

For any questions regarding parental consent, age verification, or the rights of minors on Looma, please contact us at privacy@looma.social or our designated child safety contact at childsafety@looma.social.

  • Age is verified through four independent methods. Self-declaration alone never grants full access.
  • Only tier assignment, verification source, and status are stored. Raw signals are never retained.
  • Parental consent is required for all users under 16 and expires after 7 days if not granted.
  • Feature access is automatically restricted based on verified age tier.
  • Usage limits and forced breaks are enforced for all minor users and cannot be disabled.
  • Any user may report a suspected minor in the wrong tier via the in-app Report-as-Minor feature.

10 AI-Generated Content Policy

Looma is built on authentic human connection. To protect the integrity and trust of our community, the posting or sharing of AI-generated content is strictly prohibited across all areas of the platform. This policy applies to all users, all account types, and all content formats.

10.1 What Is Prohibited

The following types of AI-generated content are explicitly banned on Looma:

  • AI-generated images and photos: Profile pictures, post images, or any visual media produced or substantially altered by AI image tools (e.g., Midjourney, DALL·E, Stable Diffusion, or equivalent).
  • AI-generated video and deepfakes: Videos in which a person's face, voice, or likeness has been synthetically generated or replaced using AI tools, including face-swapping and lip-sync manipulation.
  • AI-generated audio: Voice messages, audio clips, or any spoken content produced by AI voice synthesis tools, including AI voice cloning of real individuals.
  • AI-written text posts and captions: Post bodies, captions, comments, or replies that are copied or lightly edited outputs from large language models (e.g., ChatGPT, Claude, Gemini, or equivalent), presented as the user's own words.
  • AI-generated bios and profile content: User biographies, "about me" sections, or any profile field populated primarily by AI-written text.
  • AI chatbot responses posted as personal views: Pasting AI-generated answers, opinions, or commentary into Looma and presenting them as your own genuine perspective.
  • AI-generated news or informational content: Articles, summaries, or posts that fabricate or synthetically compose news, facts, or informational claims using AI, particularly where the AI origin is not clearly disclosed.
  • Automated mass posting: Using bots, AI agents, or scripted automation to create, schedule, or publish content at scale in ways that simulate genuine user activity.

10.2 Why This Policy Exists

Looma's mission is rooted in real relationships, between friends, within communities, and between donors and people in need through Looma Gives. AI-generated content undermines the authenticity that makes those relationships meaningful. It erodes trust, distorts community dynamics, and creates an uneven experience where synthetic content competes with genuine human expression. This policy exists to keep Looma a space where every voice is real.

10.3 Enforcement

Looma uses a combination of automated detection, community reporting, and human moderation to identify AI-generated content. Enforcement actions are applied based on the severity and frequency of violations:

  • First offense (minor): Content is removed and a formal policy warning is issued to the account.
  • Repeated offenses: Temporary account suspension, ranging from 24 hours to 30 days depending on the pattern and severity.
  • Severe or deliberate violations: Immediate permanent account ban, including removal of all associated content. This applies to deepfakes of real individuals, AI-generated CSAM or exploitative content, and coordinated inauthentic behavior at scale.
  • No appeals for severe violations: Permanent bans resulting from deepfakes, AI-generated exploitative content, or bot-driven manipulation campaigns are not subject to appeal.

Looma reserves the right to escalate cases involving AI-generated content that violates applicable law, including laws governing non-consensual intimate imagery, defamation, or fraud, to relevant law enforcement or regulatory authorities.

10.4 Disclosure and Limited Permitted Use

The limited use of AI tools for personal productivity, such as spell-checking, grammar correction, or translation, is not prohibited, provided the final content genuinely reflects your own ideas and voice. If you use AI assistance to draft content that you then substantially rewrite and personalize, that use falls outside this policy's prohibition. However, content that is primarily AI-generated remains prohibited regardless of how it is framed or disclosed.

If you share content that incorporates AI tools in a transparent, clearly disclosed, and non-deceptive way, for example, a post explicitly discussing your use of an AI tool as the subject of the post, Looma may use discretion in determining whether such content is consistent with the spirit of this policy.

10.5 Reporting AI-Generated Content

If you encounter content you believe has been generated by AI in violation of this policy, use the in-app report function on the relevant post or profile and select "Inauthentic or AI-generated content." You may also report violations directly by emailing safety@looma.social with a link to the content and a brief description of your concern. All reports are reviewed by our moderation team.

  • All content on Looma must be genuine and created by the human posting it.
  • AI-generated images, video, audio, and text are prohibited in all content areas.
  • Violations may result in content removal, suspension, or permanent account ban.
  • Severe violations, including deepfakes and automated manipulation, result in immediate permanent bans with no right of appeal.
  • Report suspected AI-generated content via the in-app report tool or at safety@looma.social.
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